Congratulations! You are engaged to be married and the mere thought brings joy and happiness and lots of smiles to both of you, your parents, family and friends.
Overall planning for the big day takes a lot of time and energy, not to mention money. Expenses include limo, wedding attraction, florist fees, photographer costs, and all the price tags attached to the banquet hall rental, catering, liquor bar, band, DJ, and much, much more. After all, this will be the party to remember: the celebration of when two souls pledged to honor, love and share life.
Everything that goes into prep involves another factor: fun and excited anticipation. But the fun and excitement can soon be replaced by genuine disappointment along with financial loss if things don’t go the way they were initially envisioned. Even happy occasions are subject to accident and failure. So what do grooms do to avoid the unexpected dangers that may arise?
The answer, like just about anything that involves risk exposure for the homeowner, car driver, business owner, and individual family member, is insurance coverage. And yes, there is insurance to protect your special wedding day.
How does this special form of compensation protect you?
The following examples of insurance claims will serve to illustrate that.
• Damage to property
The best man completely forgot to put out the lit candle in the groom’s room. Unfortunately, this resulted in a fire that partially damaged the walls and floors of the rented ballroom.
• Cancellation coverage
The bride’s family reserved the banquet hall about two years ago. Meanwhile, the establishment was facing financial difficulties, leading to eventual bankruptcy. The salon closed before the wedding date.
• Jewelry coverage
The groom thought he had placed the bride’s wedding band in the black velvet-lined ring box. However, when he opened the box, he discovered that it was missing.
• Medical payments
The upbeat music was the perfect accompaniment to an energetic round of waltz. Unfortunately, the father of the bride outdid himself with the steps. The slippery floor also didn’t help when he began to lose his balance and fell. The misstep resulted in a broken leg and immediate surgery to correct the injury.
• Responsibility for food or beverages
Something was terribly wrong with a starter selection offered to guests at lunch. Five wedding guests landed in the hospital with food poisoning after ingesting the spiced corned beef after the wedding celebration.